Report

Platform-based business models and financial inclusion

Bank of International Settlements
January 10, 2022

by Karen Croxson, Jon Frost, Leonardo Gambacorta and Tommaso Valletti
We show that platforms have helped to achieve impressive gains in financial inclusion, both in emerging market and developing economies and in advanced economies such as the United Kingdom.

Subscribe to receive updates from Bank of International Settlements

Most recent by Bank of International Settlements

<img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img src="https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png" />

report

January 20, 2022

Gatekeeping the gatekeepers: when big techs and fintechs own banks – benefits, risks and policy options

FSI Insights No 39, January 2022. The latest FSI Insight looks into the strategies that authorities can employ to meet those challenges and the implications for public backstops....

Bank of International Settlements

<img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img src="https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png" />

report

January 19, 2022

Bank opacity – patterns and implications

by Stefan Avdjiev and Maximilian JagerWe investigate the patterns and implications of bank opacity in Europe using a rich bank-level data set....

Bank of International Settlements

<img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img src="https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png" />

report

January 18, 2022

Monetary policy and endogenous financial crises

by Frederic Boissay, Fabrice Collard, Jordi Galí and Cristina ManeaWe study whether a central bank should deviate from its objective of price stability to promote financial stability....

Bank of International Settlements

<img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img src="https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png" />

report

January 13, 2022

Informational switching costs, bank competition, and the cost of finance

by José Renato Haas Ornelas, Marcos Soares da Silva and Bernardus F Nazar Van DoornikThis paper studies the links between competition in the lending market and spreads of bank loans in Brazil....

Bank of International Settlements

<img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img data-src='https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png' class='lazyload' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' /><noscript><img src="https://speevr.com/wp-content/uploads/2021/06/bis-bank-for-international-settlements-logo-1024x1024.png" />

report

January 13, 2022

Central bank digital currencies (CBDCs) in Latin America and the Caribbean

by Viviana Alfonso C, Steven Kamin and Fabrizio ZampolliOur statistical analysis identifies important drivers of engagement in CBDC development: the extent of innovation, the presence of fast payment systems, government effectiveness, financial account ownership, financial development more generally and...

Bank of International Settlements