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June 7, 2021

Money, technology and banking: what lessons can China teach the rest of the world?

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Originally published on by Bank of International Settlements . Link to original report

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Technology companies entering the financial services industry have become a global phenomenon over the past decade. This trend is most remarkable in China where two large technology firms (BigTechs) have emerged as important market players, especially in payment services. This paper examines the factors driving this development and whether the Chinese experience could be applied elsewhere.

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